Medicare Advantage
Part C plans bundle your hospital, medical, and usually drug coverage into one plan, often with extras like dental, vision, and a $0 premium — in exchange for using a network.
How Advantage worksMedicare made clear · Statewide in Georgia
Medicare in Georgia, explained by someone who actually teaches it.
Turning 65, retiring, or just unsure if your plan still fits? Sit down with a credentialed local agent who will walk you through Medicare Advantage, Medigap, and Part D in plain English — patiently, and at no cost to you.
No cost, no obligation, no pressure.
Request your free Medicare review
Tell us a little about you and Darin will reach out. Prefer to talk now? Call (770) 285-5174.
Licensed independent agent (NPN 18580338)
Gerontologist & RSSA®
22-year U.S. Air Force veteran
Always free to you
Medicare in 2026, at a glance
The numbers that matter this year
Premiums and deductibles change every year. Here are the current 2026 Original Medicare figures — we refresh them annually so you are never reading last year's numbers.
$202.90
Part B premium
Standard monthly, 2026
$283
Part B deductible
Annual, 2026
$1,736
Part A deductible
Per hospital benefit period, 2026
$2,100
Part D drug cap
Yearly out-of-pocket max, 2026
Source: Centers for Medicare & Medicaid Services, 2026 Medicare Parts A & B Premiums and Deductibles (released November 14, 2025) and 2026 Part D parameters. Higher earners may pay an income-related surcharge (IRMAA) — see our 2026 costs & IRMAA page.
Where to start
Three ways most Georgians get covered
There is no single "best" plan — only the one that fits your doctors, your prescriptions, and your budget. Here is the plain-English version of your main choices.
Medicare Supplement
Medigap pairs with Original Medicare to cover much of what it leaves behind, so you can see any provider nationwide that takes Medicare. You add a separate Part D drug plan.
How Medigap worksPart D drug plans
Standalone prescription coverage that you choose based on your specific medications. The 2026 out-of-pocket cap is $2,100 — the most you will pay for covered drugs all year.
How Part D worksYour situation matters
Help for specific circumstances
The rules change a lot depending on what other coverage you have. These are the areas Georgians ask us about most — and the ones that are easiest to get wrong on your own.
Veterans
How TRICARE For Life and VA health care each work with Medicare — and why Part B timing still matters.
Veterans & MedicareMedicare + Medicaid
If you qualify for both, Georgia Medicaid and programs like QMB/SLMB can lower your costs. D-SNPs coordinate the two.
Dual-eligible helpChronic conditions
Chronic Special Needs Plans (C-SNPs) are built for conditions like diabetes, heart, or lung disease and ESRD.
About C-SNPsNursing-home care
Institutional Special Needs Plans (I-SNPs) serve people living in a facility or needing that level of care.
About I-SNPsFree guide
New to Medicare? Start with Turning 65.
A clear, step-by-step walk-through of your enrollment windows, the choices in front of you, and the deadlines that carry a lifelong penalty if you miss them. No sign-up required.
Read the Turning 65 guideWho you'll be working with
Serving communities across Georgia
Local Medicare help, statewide
We work with Georgians by phone and video across the state. Find Medicare guidance for your city:
Atlanta
Augusta
Columbus
Savannah
Macon
Athens
Gainesville
Warner Robins
Albany
Valdosta
Brunswick
Rome
Dalton
Or explore Medicare by region — the parts of the state we all know by name:
Questions Georgians ask
Frequently asked questions
How much does it cost to work with ECOS Medicare Solutions?
There is no cost to you. Independent Medicare agents are paid by the insurance carriers when you enroll, so our help comparing plans, answering questions, and reviewing your coverage each year is free. Your plan premium is the same whether you enroll with our help or on your own.
When can I enroll in or change my Medicare plan in Georgia?
Most people first enroll during their Initial Enrollment Period — the seven months around their 65th birthday. After that, the Annual Election Period runs October 15 to December 7 each year, and the Medicare Advantage Open Enrollment Period runs January 1 to March 31. You may also qualify for a Special Enrollment Period after events like moving or losing other coverage.
What is the difference between Medicare Advantage and Medicare Supplement?
A Medicare Advantage (Part C) plan changes how you receive your Medicare and usually bundles in drug coverage plus extras like dental or vision, using a plan network. A Medicare Supplement (Medigap) policy works alongside Original Medicare and helps pay your share of costs like deductibles and coinsurance, letting you use any provider that accepts Medicare; you add a separate Part D drug plan. The right fit depends on your doctors, your medications, and your budget.
Do you offer every Medicare plan available in my area?
No — and we'll always be upfront about that. We represent a set number of insurance organizations and products in Georgia; the exact figures are in the disclaimer at the bottom of this page. The easiest next step is to call us at (770) 285-5174 and we'll walk through what actually fits you. If you'd also like to compare every option on your own, Medicare.gov and 1-800-MEDICARE have the complete list.
I have VA or TRICARE benefits. Do I still need Medicare?
Often, yes. VA health care and Medicare do not coordinate with each other, and TRICARE For Life requires you to have Medicare Part A and Part B. Enrolling in Part B on time usually matters even if you have VA care, because VA medical coverage is not considered creditable for Part B and a late penalty can last for life. Our Veterans page explains how these benefits fit together.
Ready when you are
Let's find the plan that fits your life.
A short, friendly conversation — no pressure, no cost. We'll look at your doctors, your prescriptions, and your budget together.